No Hoa Homes with Conventional New Financing

No Hoa Homes with Conventional New Financing

Welcome to your dream home in the heart of Arizona, where the charm of the desert meets modern living! This captivating subdivision is not only a haven for those seeking a peaceful retreat but also offers the unique advantage of no Homeowners Association (HOA). This means you can enjoy the freedom to personalize your property without the constraints of HOA regulations, making it the perfect canvas for your dream home.

Located in a prime area of Arizona, this subdivision is surrounded by stunning natural beauty, with breathtaking mountain views and an abundance of outdoor recreational opportunities. Whether you’re an avid hiker, a nature enthusiast, or simply love soaking up the sun, this location has something for everyone. The community is also conveniently situated near shopping, dining, and entertainment options, ensuring you have everything you need within reach.

The homes in this subdivision are designed with comfort and functionality in mind, making them ideal for families, retirees, or anyone looking to settle down in a welcoming environment. With the option for conventional new financing, purchasing your dream home has never been easier. This financing option opens doors for a variety of buyers, allowing for flexible terms that suit your financial needs.

Embrace the lifestyle you’ve always wanted in this beautiful Arizona subdivision. With no HOA restrictions and financing options that cater to your needs, your new home awaits. Don’t miss out on this incredible opportunity to live in a community that truly feels like home!

Newest No Hoa Homes with Conventional New Financing

$178,000
7083310 MLS
One-acre homesite with mountain views and valuable improvements already in place. Power is located at the northeast corner, driveway is installed, and a shared well is available. Perc test and Site & Soil Evaluation completed. Sale also includes residence plans for a 3-bedroom, 3-bath home with detached garage, plus Grading & Drainage plans.

XXXX 10th Street Unit 2, New River
$225,000
7082799 MLS
1.5 Acres lot. No HOA. Great location! Great Road Access! Surrounded by million dollar custom homes. Maricopa county land- Ready to Build. Zoned R-43/perfect for one acre custom home sites. This area still has gorgeous pristine desert but is still close to all of the amenities! Power across the street. Water by Well, Sewer by Septic. Maricopa county land with low taxes. Future access to the Loop 303 and Happy Valley Rd from 155th Avenue. This parcel provides easy access to schools, major employers, shopping, dining and entertainment. Close to new Taiwan Semiconductor (TSMC) Chip Plant. Beautiful mountain views!! Enjoy the country living located near the US-60. Bring your toys and horses. Come take a look today!!

15201 W Frontier Drive Unit '-', Surprise
$735,000
4 Beds ⋅ 2 Baths ⋅ 7076219 MLS ⋅ 1,907 SqFt.
FULLY REMODELED Queen Creek home on 1.15 acres with NO HOA! Enjoy the freedom of acreage living without sacrificing a beautifully updated, move-in-ready home. Recent improvements include a NEW ROOF, fresh interior and exterior paint, and extensive updates throughout. The bright, open interior features 4 bedrooms, 2 baths, an updated kitchen, modern finishes and inviting living spaces. Outside, over an acre provides incredible flexibility with room for horses, RVs, trailers, toys, a workshop, additional garage, pool and more. Enjoy mountain views, Arizona sunsets and the space to create your ideal property, all while remaining close to Queen Creek shopping, dining and amenities. A rare opportunity to own remodeled acreage with NO HOA in one of the Valley's most desirable communities!

19218 E Hunt Highway, Queen Creek
$475,000
4 Beds ⋅ 3 Baths ⋅ 7073044 MLS ⋅ 1,904 SqFt.
No HOA and a unique opportunity to own a home in the heart of Queen Creek, while still embracing a serene country living location. This quiet cul-de-sac property offers over an acre, whether your love is horses, animals, gardening, RV's or a need for a shop, the versatility awaits its next owner. Step inside to a 1904 sq ft manufactured home with 4 bedrooms & 2 baths. Spacious floor plan with newer flooring, open living area, split floor plan and an extra room perfect as an office or den. The Town of Queen Creek offers Schnepf Farms, Olive Mill, Botanical Gardens, Pecan Lake Entertainment and a downtown entertainment district still growing. San Tan Mountain's offer hiking and biking. There is something for everyone in this charming town.

25814 S 199th Place, Queen Creek
$1,300,000
4 Beds ⋅ 3 Baths ⋅ 7072365 MLS ⋅ 3,746 SqFt.
SPECTACULAR CUSTOM HOME WITH BREATHTAKING MOUNTAIN VIEWS. Welcome to this beautiful 4-bedroom, 2.5-bathroom custom home set on 1.25 acres of prime real estate, designed for both luxurious living and exceptional entertaining. The property boasts an incredible backyard oasis featuring a Pebble-Tec pool with spillover spa, a built-in BBQ, bocce ball court, spacious covered patio, and custom fencing. Enjoy serene mountain views from the comfort of your outdoor spaces. Interior Features: Chef's Kitchen: Recently updated with high-end appliances, including double ovens. The large island, granite countertops, and walk-in pantry make this kitchen a chefs dream. Great Room: Soaring 15-foot ceilings, with a cozy fireplace and stunning mountain views, create an impressive setting for family gatherings and dining. Game Room: Includes a built-in bar, newer wine fridge, captivating murals, and ample space for a pool table. Master Suite: This luxurious retreat features a sitting area with a fireplace, sliding doors to the backyard, two large walk-in closets with built-ins, and a lavish bathroom with dual sinks, a jacuzzi tub, a TV, and a lighted makeup area. Additional Bedrooms: Three bedrooms each with exterior doors, patios and walk-in closets. Outdoor Living: Pool & Spa: Pebble-Tec pool, water features, automatic cleaning system, color changing lights and a Jandy Pool Controller. Backyard: Fully fenced large backyard, including snake-proofing, a gas firepit, and a plumbed gas grill with a mosaic patio table and benches. A large private outdoor shower with a bench seat adds to the convenience. Courtyard: A beautifully landscaped, gated courtyard with a custom fountain warmly welcomes guests. Energy Efficiency & Extras: Owned Solar System: A newer Elevation Solar System with an Enphase battery, significantly reducing the electric bill by approximately $300 per month. Garage: The 3-car garage (2-car and a single-car) features newly epoxy-coated surfaces and a professionally painted desert mural. A/C & Water Systems: New primary A/C unit (American Standard), two additional Trane A/C units for the bedrooms, a 3,400-gallon water storage tank, and a newly installed Rainbird sprinkler system. The property is already signed up with Epcor, so no sign-up fees for water. This home is a true entertainer's paradise with high-end finishes, exceptional amenities, and stunning views. The newly-stained exterior wood garage doors, gates, and posts add the final touches to this desert gem. Seller is offering furniture currently in the home for sale on a separate bill of sale.

27715 N 164th Place, Scottsdale
$1,320,000
5 Beds ⋅ 4 Baths ⋅ 7051296 MLS ⋅ 2,789 SqFt.
Situated on 1.26 acres with no HOA is an exceptional new construction custom home offering the freedom to create the lifestyle you've always envisioned! Estimated for completion in September/October 2026, thoughtfully designed 2,789 sq. ft. residence features 5 bedrooms, 3 bathrooms, breathtaking mountain views, and unforgettable Arizona sunsets-all while providing the infrastructure to customize the property for years to come. Enhanced by soaring vaulted ceilings and an abundance of natural light streaming through high-end panoramic windows, creating a bright, spacious atmosphere capturing the beauty of the surrounding desert landscape. At the heart of the home, the chef-inspired kitchen showcases elegant quartz countertops, premium Forno italian kitchen appliances including a 40-inch gas range with custom hood and pot filler, an impressive 68-inch refrigerator/freezer, and a massive center island designed for gathering and entertaining. A dramatic multi-panel sliding glass door creates a seamless transition between indoor and outdoor living. Built with both luxury and longevity in mind, this home features spray foam insulation throughout-including the covered patio-maximizing energy efficiency, comfort, and year-round performance. Above, premium architectural asphalt shingles backed by a Performance Plus Limited Lifetime Warranty against manufacturing defects, offering lasting quality and peace of mind. Designed for today's lifestyle and tomorrow's possibilities, the property is already equipped with the infrastructure buyers rarely find. An EV charging outlet in the garage, a gas stub for a future outdoor kitchen, 125-amp exterior service for a future barn or pool, 200-amp service in the garage, and an additional 400-amp service near the front of the property provide incredible flexibility to expand and personalize the property. With no HOA, you have the freedom to add an RV garage, detached workshop, horse facilities, a guest casita, a resort-style pool, or create the estate you've always imagined. More than just a beautiful home, this is a thoughtfully crafted custom residence where exceptional construction, luxury finishes, and future-ready infrastructure come together on 1.26 acres in one of Queen Creek's most sought-after locations. If you've been waiting for a property that offers both refined living and the freedom to make it uniquely your own, this is the opportunity you've been looking for!

28465 N Bison Lane, Queen Creek
$7,250,000
6 Beds ⋅ 6 Baths ⋅ 7046755 MLS ⋅ 7,213 SqFt.
Experience elevated desert living in the heart of Scottsdale's coveted Cactus Corridor. Designed by DesignTank and masterfully built by Blue Sky Homes, this striking desert contemporary estate spans 7,213 SF with 6 bedrooms and 5 baths on nearly an acre. Thoughtfully crafted to embrace Arizona's indoor/outdoor lifestyle, the home features expansive walls of glass, private courtyards with fire pits, a resort-style pool and spa, and a dedicated wellness retreat for ultimate relaxation. Sophisticated architecture, exceptional craftsmanship, and curated luxury finishes create a one-of-a-kind sanctuary where modern design meets timeless desert elegance.

7655 E Cortez Road, Scottsdale
$1,100,000
3 Beds ⋅ 2 Baths ⋅ 7043524 MLS ⋅ 1,470 SqFt.
Welcome to this hillside retreat, where panoramic mountain views and serene desert surroundings create a peaceful escape. Inside, open-concept layout effortlessly connects the living and dining areas to a classic kitchen, complete with a convenient cooktop, stone backsplash, and a peninsula with breakfast seating. The generous primary suite serves as a comfortable sanctuary, boasting an en-suite bath with dual sinks, a soaking tub, a separate shower, and a large walk-in closet. Guest bedrooms and baths are perfect for family, visitors, or a home office. Step outside to the covered patio to relax, entertain, and take in the backyard vistas. Complete with a oversized garage and extended driveway. We all need a good shop to work out if, this has a spacious Fully AC 700sq Shop with Mezzanine

16801 E Hunt Highway, Queen Creek
$1,690,000
5 Beds ⋅ 4 Baths ⋅ 7026766 MLS ⋅ 3,836 SqFt.
Experience a rare opportunity to own an extraordinary new construction luxury estate in highly sought-after Queen Creek area-where exclusivity, space, and breathtaking desert beauty come together. Set on an expansive 1.3-acre lot with no HOA, this exceptional property offers the freedom, privacy, and flexibility we all crave--while still being conveniently close to town, dining, shopping, and modern conveniences. Designed for those who demand the highest level of craftsmanship and sophistication, this architectural masterpiece will showcase unmatched attention to detail, premium designer finishes, and elevated luxury throughout. The main residence will feature 4 spacious bedrooms, 2.5 bathrooms, and thoughtfully curated high-end materials, including a stunning accent wall, dramatic glass design elements, and exquisite custom finishes that create a truly one-of-a-kind living experience. Adding to its exclusivity is a fully attached split private casita complete with its own full kitchen--perfect for multigenerational living, guests, or private luxury accommodations. And for the car enthusiast, entrepreneur, or collector--this property delivers an incredible six-car garage, offering unmatched storage, workspace, and versatility. Surrounded by sweeping views of the iconic Rock Peak and San Tan Mountains, this estate captures the essence of Arizona luxury living with room to roam, unparalleled scenery, and endless possibilities. This is more than a home--it's a statement. Opportunities like this are exceptionally rare. Secure exclusive information now before this premier Queen Creek estate is claimed by someone else. Luxury, land, views, and unmatched craftsmanship--this is Arizona dream living at its finest.

28482 N Bison Lane, Queen Creek
$1,474,000
5 Beds ⋅ 4 Baths ⋅ 7017138 MLS ⋅ 4,173 SqFt.
UNDER APPRAISAL and set on nearly FIVE ACRES worth $800K+ with a PRIVATE WELL, this picturesque homestead captures sweeping mountain views and Arizona charm. Behind the gate, the 3,195 sq ft main home offers 3 bedrooms, 2.5 baths, hickory wood and Saltillo tile floors, beamed ceilings, and warm Western style throughout. Nearby, the 978 sq ft guest house makes a memorable statement with its boomtown façade, wide front porch, open living and kitchen area, 2 bedrooms, and 1 bath--perfect for guests, gatherings, or bunkhouse-style living. Equestrian amenities include an M&D barn with 3 large stalls and two 100' x 70' turnouts, plus abundant space to add an arena. A 3-car garage, extra garage, and 2 storage rooms provide space for toys, and gear. After a day in the saddle, relax by the pool. Paved all the way and close to town, yet wonderfully private, this is Western living with room to roam.

7710 E Arroyo Road, Cave Creek
$3,495,000
4 Beds ⋅ 5 Baths ⋅ 7003472 MLS ⋅ 3,712 SqFt.
**Under construction masterpiece in Echo Canyon Estates**, which was inspired by their model home, this home is designed with the exciting addition of expanded room sizes. Discover the epitome of modern desert luxury in this exquisite single-story residence just north of the heart of Cave Creek. Set privately in the back canyon along a serene creekside in a peaceful cul-de-sac end of the road lot on a generous 4.5-acre parcel. This thoughtfully designed home will capture panoramic mountain vistas and the serene beauty of the Sonoran Desert. Encompassing **3,712 sqft** in the main house (thanks to our increased room sizes for even more spacious living). The open-concept layout will seamlessly integrate elegance and everyday functionality, featuring **4 generously sized bedrooms**, each with a private en-suite bathroom and expansive walk-in closet, plus a convenient powder room and a dedicated home office ideal for remote work or creative pursuits. The heart of the home will be the gourmet chef's kitchen, flawlessly flowing into the expansive great room anchored by a dramatic stone fireplace that brings warmth and ambiance to gatherings year round. Adjacent, a refined dining space will showcase a built-in wine fridge, perfect for entertaining family and friends in style. Retreat to the luxurious primary suite, a peaceful sanctuary offering captivating saguaro forest views, an oversized walk-in closet design with a washer/ dryer setup, and a spa like bathroom complete with a walk-in glass shower. Premium details will abound, from designer cabinetry and high-end finishes throughout to the oversized **four-car garage** for ultimate convenience. Step outside to your private resort style backyard oasis: a sparkling pool with sunken spa, surrounded by breathtaking panoramic sunset views and the tranquil sounds of nature enhanced by the creekside setting. Ideally located less than 5 minutes north of vibrant downtown Cave Creek, with its charming shops, galleries, restaurants, and Western flair, and only 30 minutes from the upscale dining, shopping, and cultural attractions of North Scottsdale. Experience this exceptional property concept firsthand 3D virtual tour of similar models available, and drone video of the development upon request. This is more than a home it's a refined desert lifestyle waiting to be embraced by you. **Check GPS - Use 42240 N Sierra Vista Dr to locate development**

6553 E Morning Star Road, Cave Creek
$1,925,000
4 Beds ⋅ 5 Baths ⋅ 6899149 MLS ⋅ 4,022 SqFt.
Nestled at the base of South Mountain and offering unparalleled sweeping views of the downtown Phoenix skyline, this NEWLY CONSTRUCTED HOME, is a rare jewel rising from the desert floor--where timeless design details meet elevated, modern living. Spanning 4,022 square feet of interior space and over 6,100 square feet under roof, the home is thoughtfully sited on almost an acre--offering both privacy and prestige in one of Phoenix's most serene settings. The 4-bedroom, 4.5-bath residence also features artful and stylish living spaces and a spacious bonus game room, all crafted with a seamless indoor-outdoor lifestyle in mind. Soaring 13-foot ceilings in the great room and 10-foot ceilings throughout create volume and natural light, enhanced by telescoping glass wall systems in the great room and dining area that open completely to the covered patio and resort-style pool. A custom pivoting iron and glass entry door sets the tone for the designer finishes found throughout the home, including large-format tile flooring, smooth modern walls with square corners, 8-foot solid-core MDF interior doors, and elegant designer light fixtures. Large format tile and a fireplace feature wall with fluted wood paneling and an electric color-changing fireplace create a memorable space for relaxing or entertaining in the great room, with views to the south past the vast dining area offer a view of Camelback Mountain and the downtown Phoenix skyline. Technology and comfort are seamlessly integrated, with individual HVAC systems controlled by smart thermostats, a water softener system, and built-in speakers as well as a smart security system with door and exterior cameras (brand details available upon request). A fire suppression system, low-profile LED recessed lighting, and energy-efficient construction and smart lighting switch compatibility contribute to the home's superior performance. The gourmet kitchen is a chef's dream, anchored by a dramatic quartzite island with mitered edges, complemented by quartz perimeter countertops and a glass tile backsplash. The Forno 48-inch gas cooktop with eight burners and pot filler is flanked by a Frigidaire Professional appliance package, including a 33-inch built-in refrigerator, 33-inch bult-in freezer, wall oven, convection microwave, beverage refrigerator, and dishwasher. Custom full-height cabinetry offers exceptional storage, with under-cabinet and toe-kick LED lighting for a sophisticated finish. A pass-through slider window opens to the back patio, making outdoor entertaining effortless. The owner's suite is a luxurious private retreat, with a fluted wood paneled feature wall, telescoping iron and glass doors to the exterior, and an awe-inspiring wet room featuring a showstopping quartzite accent wall, multiple shower heads in brushed gold, and a freestanding tub. Dual vanities have a backdrop of clean white sculpted tile accented by matte black plumbing fixtures, while dual oversized walk-in closets offer built-in shelving, organizer partitions and a full-size stacked washer and dryer. All bathrooms throughout the home feature zero-entry, glass-enclosed showers with floor-to-ceiling designer tile, as well as Toto Washlet bidet systems. The bonus room functions as an ideal game room or secondary entertainment space, complete with cabinetry, service area, and a built-in beverage refrigerator. All guest bedrooms offer ensuite baths, ceiling fans, recessed lighting, and custom walk-in closets. The laundry/utility room offers extra cabinet space, a sink and a pet bath station, while an attached three-car garage features epoxy-coated floors and additional storage. The exterior living experience is equally impressive, with a covered patio outfitted with built-in speakers, alternating paver and turf inlay design, limestone entry walkway, and easy-care synthetic turf in both the front and back yards. A show-stopping pool with stained concrete surround is powered by a Pentair system with app-controlled automation and LED lighting. Above it all, a 612-square-foot covered elevated deck is a stunning 'outdoor room,' offering a front-row seat to Arizona's most dramatic sunsets and the ever-changing cityscape of downtown Phoenix. The generous front setback of the home offers additional space for endless possibilities .... think specialized motor court, separate guest house, artful desert scape, or even a tennis court with elevated viewing from the upper lawn. This newly built estate is more than a home--it's a refined desert sanctuary combining luxury, design, and intelligent living in one of Phoenix's most coveted natural settings that offers convenient access to nearby trails for walking, hiking and mountain biking, easy access to downtown Phoenix's entertainment and business district, and to Sky Harbor Airport.

2309 E South Mountain Avenue, Phoenix
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